Is a credit card good for an emergency fund?

Is a credit card good for an emergency fund?

Unexpected financial crises can happen to anyone at any time. In times of crisis, an emergency fund comes in handy to meet essential expenses.That is why it is constantly emphasized that it is necessary to create and maintain an emergency fund. Can I use a credit card for emergencies? Some people may try to use … Read more

What are the 5 factors that affect your credit score

What are the 5 factors that affect your credit score

The importance of credit score as one of the factors that determines an individual’s creditworthiness is widely known. Therefore, it is necessary to know the factors that affect credit score and focus on correcting them. what affects your credit score, the most This list includes paying bills on time, not missing monthly payments, and using … Read more

Is there income tax benefit for personal loan?

Is there income tax benefit for personal loan?

Although personal loan does not have much impact on income tax return filing, it can change according to usage. Personal loan facility helps in fulfilling various financial needs.  Although the interest rate of this unsecured loan is high, it is a convenient option in case of urgent need. A personal loan can be availed for … Read more

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