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Recently, the shares of a private bank suddenly fell sharply due to an audit error. A few months ago, a cooperative bank was in trouble and faced the control of the Reserve Bank. Contents What is the safest way to deposit money?What is the safest way to deposit money? Many banks have been in trouble … Read more
Experts say that social media financial advice requires a cautious approach. While it is necessary to seek financial advice, it should be professional. Contents Who gives the best financial advice?Professional natureRisk aspectsWho gives the best financial advice? In an environment where getting information through social media has become the norm, many people are turning to … Read more
New Delhi:Home loan availability increases by 14 percent, with middle-income groups leading the way, Contents The NHB report states thatThe NHB report states that Housing loans in the country have increased by 14 percent, with the total outstanding loans standing at Rs 33.53 lakh crore as of September last year, the National Housing Bank (NHB) … Read more
Although financial management is considered a necessary skill, most people do not have sufficient financial literacy. Contents What are bad financial habits?What are bad financial habits? Lack of awareness regarding basic aspects such as the basics of saving and types of investments, there is a risk of spending without limits and getting into debt. Especially, … Read more
New Delhi: RuPay Debit Select Card to get a host of offers from April, NBCI is introducing new offers for ‘RuPay Debit Select Card’ holders from April 1. Contents What are the benefits of RuPay select debit cardWhat are the benefits of RuPay select debit card National Bank of India (NBCI) is offering various new … Read more
In India, salaried employees spend an average of 33 percent of their monthly income on monthly installments on loans, A study by financial technology firm Perbias in collaboration with PwC India has found. The study, conducted among over three million tech-savvy consumers, found that 39 percent of their income is spent on monthly expenses, including … Read more
A study has revealed that Indians pay a third of their salary as loan installments, known as EMIs. Contents How do Indians spend their moneyHow do Indians spend their money A recent study by PwC and Perbios has revealed how Indians spend their money. The study surveyed 3 million people using financial technology services, non-bank … Read more
How can I reduce my home loan amount, There are various ways to reduce the cost of a home loan, including seeking a shorter loan term. Contents Which bank is very low interest ratehousing loan repayment periodhome loan repayment increaseWhich bank is very low interest rate When trying to buy your own home, you need … Read more
Mumbai, Feb 8: The Reserve Bank of India (RBI) has announced a much-awaited repo rate cut for the past five years. The short-term lending rate of banks has been reduced by 0.25 percent to 6.25 percent. Its results were released yesterday. Contents What is the expectation of RBI rate cut IndiaThe main points among them … Read more
Can I get a credit card after I retire Generally, credit cards are not issued to people over 60 years of age. However, some banks even issue them up to the age of 70. Contents Can a retired person apply for a credit cardCredit card for Pensioners in IndiaBenefits of pensioner credit cardsCan a retired … Read more